Annuity Education Hub Privacy Policy

Effective Date: February 17, 2026

IMPORTANT NOTICE REGARDING TEXT MESSAGING DATA

Annuity Education Hub (“we,” “us,” or “our”) does not sell, share, rent, or disclose customer opt-in information—including phone numbers, SMS consent, or messaging timestamps—to any affiliates or third parties for marketing or promotional purposes.

All text messaging originator opt-in data is kept strictly confidential and is used solely to provide the services you request.


1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide, including:

  • Name

  • Email address

  • Phone number

  • Mailing address

  • Retirement-related preferences or planning timelines

  • Appointment requests and scheduling details

  • Communication consent records (SMS, email, phone), including timestamps

Non-Personal Information

We may automatically collect limited technical information, such as:

  • IP address

  • Browser type and device information

  • Website usage data and analytics

  • Cookies and similar tracking technologies

Customer Communication Records

  • Records of inquiries, survey responses, and service requests

  • Appointment history and preferences

  • Educational material requests and feedback


2. How We Use Your Information

We use collected information to:

  • Provide educational resources related to annuities and retirement planning

  • Schedule and manage appointments or consultations

  • Respond to inquiries and service requests

  • Communicate important updates or reminders you’ve requested

  • Improve website functionality and user experience

  • Maintain accurate consent and communication preference records

  • Comply with legal, regulatory, and compliance obligations


3. SMS Messaging & Compliance

Text Message Program Terms & Conditions

By opting into SMS messaging from Annuity Education Hub, you agree to receive text messages related to:

  • Appointment reminders

  • Requested educational follow-ups

  • Customer support responses

  • Important service-related updates

Opt-In & Consent

  • You will only receive SMS messages if you explicitly opt in

  • We maintain timestamped records of all opt-in actions

  • We comply with the Telephone Consumer Protection Act (TCPA) and applicable state and federal laws

Opt-Out Instructions

  • Reply STOP at any time to unsubscribe

  • You will receive a confirmation message

  • No further messages will be sent unless you re-opt in

  • Opt-out requests are processed immediately

Message Frequency & Content

  • Message frequency varies based on your interaction with us

  • Messages are directly related to services or information you requested

  • We do not send promotional or marketing texts without explicit consent

Help & Support

  • Reply HELP for assistance

  • Or contact us at: [email protected]

  • Support is available during normal business hours

Carrier Information

  • Message and data rates may apply

  • Carriers are not responsible for delayed or undelivered messages

  • Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most regional carriers

SMS Data Protection Statement

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
Information may be shared only with subcontractors (such as SMS delivery providers) strictly to support messaging services you have consented to receive.

All other use cases explicitly exclude text messaging originator opt-in data and consent.


4. Information Sharing & Disclosure

We do not sell, rent, or trade your personal information.

We may share limited information with:

Service Providers

  • Vendors who support business operations (e.g., appointment scheduling, CRM systems)

  • SMS aggregators or messaging providers only to deliver messages you’ve consented to receive

  • All providers are contractually required to protect confidentiality and data security

Legal & Regulatory Compliance

  • When required by law, subpoena, or legal process

  • To protect our rights, property, or safety

Business Transfers

  • In the event of a merger, acquisition, or asset sale

  • Your information remains protected under this policy

Text messaging opt-in data and consent are excluded from all sharing categories, except for SMS delivery providers.


5. Data Security

We implement reasonable administrative, technical, and physical safeguards, including:

  • Encryption of sensitive data

  • Secure access controls and authentication

  • Regular system updates and monitoring

  • Employee training on data protection

  • Breach response and notification procedures

While no system is 100% secure, we use commercially reasonable measures to protect your information.


6. Cookies & Tracking Technologies

We use cookies and similar technologies to:

  • Analyze site traffic and performance

  • Remember user preferences

  • Improve website functionality

  • Measure engagement with our content

You may disable cookies through your browser settings, though some features may not function properly.


7. Your Rights & Choices

You have the right to:

  • Access, update, or delete your personal information

  • Unsubscribe from marketing emails

  • Opt out of SMS messages by replying STOP

  • Request details about how your data is processed

  • Withdraw consent for future communications

To exercise these rights, contact us using the information below.


8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices. This policy applies only to information collected by Annuity Education Hub.


9. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date. Significant changes may be communicated via email or website notice.


10. Contact Us

If you have questions about this Privacy Policy or your data, contact us at:

Annuity Education Hub
📞 Phone: (your business phone)
📧 Email: [email protected]
🌐 Website: https://annuity-education-hub.com

By using our website and services, you consent to this Privacy Policy.